If you have dental insurance, it’s easier than ever to visit your dentist, even if money is tight. Paying your monthly premiums gives you access to reduced rates for the services your teeth and gums need to stay healthy. Choosing a MetLife dentist in DeSoto allows you to achieve optimal oral health without draining your bank account.
Dental insurance focuses on prevention to reduce long-term oral health expenses. Research has shown every $1 spent on prevention saves up to $50 on restorative and emergency fees. Besides cleanings and checkups, you can also use your coverage to offset the cost of restorative procedures to treat concerns quickly without worrying about a large bill. Although every policy differs, most plans include:
You can visit your dentist twice a year for a cleaning and checkup after a copayment. If your dentist finds an issue, you can use your dental insurance in DeSoto to lower the amount you pay out-of-pocket. After meeting your annual deductible, you can use your coverage to pay up to 80% of the cost of common restorative treatments until reaching your yearly allowance.
MetLife recommends choosing a dentist in their network to enjoy more coverage at the time of service. They have pre-negotiated rates with specific dental practices to lower the amount you pay. However, you can still use your coverage at an out-of-network dentist to have more freedom in the services available to you. Our office is proud to work with both in-network and out-of-network patients.
Your dental benefits don’t last forever. They reset at the end of the calendar year. You won’t be reimbursed for your premiums or deductibles, and nothing will carry over into the following year. With less than 3% of Americans meeting or exceeding their annual limits, we don’t want to see you throw money down the drain. We know dental insurance can be confusing, but you don’t have to navigate your policy alone.
AnaKaren is our office manager, who is passionate about helping our patients maximize their insurance benefits. She completed her dental studies at Dallas Dental Assistant School before earning certifications in coronal polishing, nitrous oxide, and CPR. AnaKaren enjoys helping our patients understand their dental treatments while finding the solutions they need to stay within their budget.
AnaKaren will work on your behalf with MetLife to file the required forms to maximize your coverage. She will explain how your benefits are being used and if there are any out-of-pocket expenses. If there’s a remaining balance, AnaKaren will review your payment options, like current special offers or third-party financing. We also offer an in-house membership plan for patients who don’t have dental insurance.
If you have questions about your coverage, or you are ready to schedule an appointment, AnaKaren is only a phone call away. Contact our office today.